Home Insurance - Save money insuring your home
In this section we help you understand everything there is to know about Home insurance. Often called house insurance, buildings and contents or household insurance, these policies are designed to protect against loss or damage to a building and or its contents. Typical causes that may give rise to a claim are storm and flood damage, subsidence, fire, burglary and various accidental causes. Often a mortgage provider will insist on a certain level of cover for buildings insurance and many will offer their own products. Depending on the company, these are not always the best or cheapest deal, so we'll help you shop around to ensure that you get a comprehensive policy at a fair price.
There are many angles to consider as all policies are not the same - some will carry high excesses (the cash contribution you will have to make towards any claim), some will provide additional cover for holidays and some will contain accidental damage cover for items away from the home. The list price of a policy is not always the full story and many policies will add extra charges for various types of cover. And what if you need to make a claim - it shouldn't happen but some companies make claiming easier than others. And what if the loss adjuster disagrees with your claim - what should you do next? We'll look at everything to help you get the cover you need at a fair price.
Home Insurance Best Buys
A Homefinance.org.uk selection of reputable home insurance best buys from More Than, Direct Line and Churchill:
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